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1. Acceptance of Terms
This web site is provided to you, subject to the following Terms of Use, which may be updated by us from time to time without notice to you. In addition, when using this website, you shall be subject to any posted guidelines or rules applicable to such services which may be posted from time to time. All such guidelines or rules are hereby incorporated by reference into the Terms of Use.

2. Description of Services
This web site is provided to allow users to make payment on their account(s). You understand and agree that this site is provided "AS-IS" and that the operators of this site or its business partners assume no responsibility for the timeliness, deletion, mis-delivery or failure to store any user or personal information. Under no circumstances will the operators of this site or its business partners be liable in any way for errors or omissions in any content provided by you, or for any loss or damage of any kind incurred as a result of the use of this site. In addition, you must provide and are responsible for all equipment necessary to access this site. We reserve the right to cancel on-line payments, change the terms of this feature, or cancel or suspend users of it at any time.

3. Privacy Policy
Personal information and certain other information about you is subject to our Privacy Policy. For more information, see our full privacy policy by clicking on the "Privacy Policy" option at the bottom of each page.

4. User Conduct
You understand that all information, data, and text privately transmitted, are the sole responsibility of the person from which such content originated. This means that you, and not the operators of this site or its business partners, are entirely responsible for all content that you provide for transmission.

You agree not to use this site to:

• Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity.
• Interfere with or disrupt this site or servers or networks connected to this service, or disobey any requirements, procedures, policies or regulations of networks connected to this site.
• Intentionally or unintentionally violate any applicable local, state, national or international law.

You understand that the technical processing and transmission for this site may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

The operators of this site and/or its contracted business partners are not responsible for payment delays if this website is not available.

5. No Resale of Services
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of this site, or use of or access to this site.

6. Proprietary Rights
The operators of this site grant you a personal, non-transferable and non-exclusive right and license to use the object code of this site's software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the software. You agree not to modify the software in any manner or form, or to use modified versions of the software, including (without limitation) for the purpose of obtaining unauthorized access to the site. You agree not to access this site by any means other than through the interface that is provided by the operators of the site.

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What This Privacy Policy Covers

• This policy covers how this site treats personal information that is collected and received as part of your use of our services. When you communicate with us via this site, we do not collect personal information about you unless you provide it to us voluntarily.
• Personal information is any information or data that is unique to an individual such as a name, social security number, address, birth date, and is information about you that is not otherwise publicly available.
• This policy does not apply to the practices of companies that we do not own or control, or to people that we do not employ or manage.

Information Collection and Use

• This site collects personal information when you make a payment.
• This site collects information about your transactions with us including information about your use of financial services that we offer.
  1. Certain information is required to identify you, process your payments, communicate with you, and properly apply payments to your account. This information may include your name, address, social security number, phone number and e-mail address.
  2. Since this site is offering to accept payment from you by methods other than cash, certain financial information concerning your checking account or credit card may be required.
• This site automatically receives and records information on our server logs from your browser, including your IP address.
• Information collected may be used for the following general purposes: to customize the content you see, fulfill your requests, help us better serve you and your desire to pay your account, and contact you at your request.

Information Sharing and Disclosure

• This site does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide you with the services you've requested, or when we have your permission.
  
  HIPAA
  
  According to guidelines set forth in The Health Insurance Portability and Accountability Act of 1996 (HIPAA), the use of this site falls under the guidelines of a contracted "business associate" of many healthcare providers. We are contractually obligated to provide satisfactory assurances that this site will use the information only for the purposes for which we are engaged by the covered entity and will safeguard the information from misuse. No protected health information is obtained for the purposes of accepting your payment.
  
  Health Insurance information may be collected depending on the services used. This information is supplied only to our contracted business partners for their internal use and must be supplied by you voluntarily.

Confidentiality and Security

• This site limits access to your personal information to employees who we believe reasonably need to come into contact with that information to provide you with the service that you have requested.
• We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.
• Neither this site nor its contracted business partners will request any personally identifiable information or payment information from you via e-mail.

Changes to this Privacy Policy

• This policy may be updated periodically.